We Offer 120+ Mortgage Loan Programs
Compare Our Most Popular Loans
Conventional Loans
Used for its flexibility of Debt Ratios, Mortgage Insurance, and Down Payment.
- Minimum 620 FICO
- 50% Maximum DTI
- 30 Year Fixed
HELOC and 2nd Position Loan
- Traditional HELOC
- Home Equity Access
- No Doc Home Equity
- ITIN Foreign National Loan
Investor Loan
Business Purpose loans up to 80% LTV aka DSCR program
- Credit As low as 640
- Min Loan Amount $100k
- Down Payment 20% - 30%
FHA Loan W/ Down Payment Assistance
- FHA with a 3.5% down payment
- Credit: Minimum 640 FICO
- 100% LTV With DPA | 97% LTV Without DPA
- Purchase Only
Reverse Mortgage
Used for its flexibility of Debt Ratios, Mortgage Insurance, and Down Payment.
- NO FICO NEEDED!
- LTV based on age and equity
- Occupancy: Owner Occupancy required
Fix and Flip Loan
- Credit as low as 620
- Down Payment: 20% - 30%
- Investment Only
- Max Loan To Cost: Up to 90% of the Purchise Price
FHA Loan w/a fico Score at 500
Minimum fico score of 500 with a 10% down
- Credit: MINIMUM 500 FICO
- MAXIMUM 43% DTI RATIO
- OWNER OCCUPANCY IS REQUIRED = PRIMARY RESIDENCE
Jumbo Loans
Jumbo mortgage used if your loan amount is greater than $417,000.
- Credit: 700+ FICO
- Max Debt-To-Income (DTI) Ratio of 43%
- Minimum Loan Amount is 1$
Private Money Loans
Private money Loans refer to the money being lent by a private party or institution.
- Up To 80% LTV
- PROPERTY TYPES: SFR/1-4/5+/CONDOS
- LOAN AMOUNTS: $100K - $5MM
FHA Refinance
FHA STREAMLINE LOANS – Fast and Easy
- MINIMUM 620 FICO
- UP TO 95% LTV
- REFINANCE OR CASH-OUT
Bank Statement Loan
Best solution for business owners looking to buy or refinance a home.
- Credit As low as 640
- Min Loan Amount $100k
- Down Payment 20% - 30%
Stated Income & Stated Asset Loans
- Credit: Minimum 680 FICO
- UP TO 75% LTV
- MIN LOAN : $100,000 | MAX LOAN: $5 MILLION
- PURCHASE/REFI/CASHOUT
VA Loan (Purchase)
Zero Down Payment Required
- FICO 660 +
- Cash Out up to 100% LTV
- Loan Amounts up to $2MM
Foreign National Loan
- UP TO 75% LTV
- NO U.S. CREDIT SCORE REQUIRED
- Loan Amount: $100K – $5MM
- PURCHASE | REFI | C/O* | REHAB
No Mortgage Insurance Loan
NO MI Loans – Up to 95% Loan-To-Value Ratio
- Credit: 620 FICO or higher
- Maximum DTI of 50%
- Single Family Residence, Condo, PUD, Multi Units (Max 4 Units)
VA IRRL (Refinance)
VA IRRRL – Fast and Easy – No Tax Retuns
- FICO of 620 or higher
- LTV ranges from 95% – Unlimited (including rehab in applicable)
- Terms: 10,15, 20, 25, and 30 year fixed
No DTI Loan
Used for its flexibility of Debt Ratios, Mortgage Insurance, and Down Payment.
- Credit: As low as 640
- Down Payment: 20% - 30%
- LOAN AMOUNTS: up to $3 Million
Commercial Loan
Commercial Loans up to $10 Million WE FUND LOANS QUICK & EASY
- $1MM – $10MM
- 6 MO – 40 YR TERMS 10 – 30 DAY CLOSE
- MULTIPLE INVESTORS
USDA Loan
USDA Loans – Zero Down Payment Required
- FICO 640+
- Employment is not required, but a steady income is
- 30 year fixed ONLY
Manufactured housing Loans
- AS LOW AS 500 FICO
- MAX 60% DTI with USDA
- AS LOW AS 3.5%
- PURCHASE | REFINANCE (CASH OUT/ RATE&TERM/ STREAMLINE)